Finance
26
2025
Sep
What Is Adjustable Gross Income (AGI)? Complete Guide & Calculation Strategies
Learn what adjustable gross income (AGI) means, how to calculate it step-by-step, its impact on tax credits/deductions, and proven strategies to legally reduce your AGI. Includes real examples and IRS guidelines.
26
2025
Sep
Best Cash Back Credit Cards: Real-World Tested Picks & Rewards Breakdown (2025)
Discover top cash back credit cards tested with $18k+ in real spending. Compare rewards rates for groceries, gas, and dining, and avoid redemption traps with data-driven insights.
26
2025
Sep
How to Apply for Unemployment: Step-by-Step Guide, Eligibility & State Requirements (2023)
Step-by-step guide to applying for unemployment benefits. Learn documentation requirements, state-specific eligibility rules, how to navigate denials/appeals, and pro tips for faster approval. Includes state-by-state minimum earnings.
26
2025
Sep
How to Get Old Tax Returns: Step-by-Step IRS Guide (Transcripts & Copies)
Step-by-step guide to retrieving old tax returns & transcripts from the IRS. Learn online methods, Form 4506 process, IRS call tips, retention periods, and alternatives for lost returns.
26
2025
Sep
What is Margin Trading? Ultimate Guide to Leverage Risks & Strategies
Comprehensive guide explaining margin trading: how leverage works, margin call dangers, risk management strategies, and broker requirements. Learn to amplify gains while avoiding catastrophic losses.
26
2025
Sep
Student Loan Forgiveness Guide 2024: How to Qualify & Erase Your Debt
Complete guide to student loan forgiveness programs including PSLF, Teacher Forgiveness, and income-driven plans. Learn eligibility requirements, application tips, and avoid common pitfalls to eliminate your debt.
26
2025
Sep
Roth IRA Contribution Limits 2024: Rules, Income Caps & Strategies
Complete guide to 2024 Roth IRA contribution limits with income phase-out calculations, catch-up contributions for 50+, penalty avoidance strategies, and comparison to other retirement accounts.
26
2025
Sep
US Debt to China: Current Holdings, Risks & Realities ($782 Billion in 2023)
Updated 2023 analysis: Discover why the US owes China $782 billion in Treasury debt, how it works, if China can call it in, and how it compares to Japan and domestic holders.
26
2025
Sep
Substantial Gainful Activity (SGA) 2024 Guide: Limits, Rules & Disability Benefits
Understand SSA's 2024 Substantial Gainful Activity (SGA) rules. Learn income thresholds, work incentives like IRWE, consequences of exceeding limits, and strategies to maintain disability benefits.
26
2025
Sep
National Debt by Year Chart: Historical Analysis, Key Trends & Future Projections (2023)
Comprehensive guide to US national debt charts by year, featuring historical data from 1940 to 2023, key events like COVID-19 and recessions, hidden liabilities, and expert insights. Learn how debt impacts your finances with free resources and actionable advice.
26
2025
Sep
How P/E Ratio Is Calculated: Step-by-Step Guide with Real Examples & Investor Insights
Learn to correctly calculate P/E ratio with real stock examples. Understand trailing vs forward P/E, common calculation pitfalls, adjusted variations like CAPE, and practical investor applications.
26
2025
Sep
Can Zelle Be Reversed? Truth About Canceling Payments & Fraud Recovery (2025)
Can you undo a Zelle payment? Learn exactly when reversals are possible, step-by-step recovery methods, bank success rates, and critical fraud protection strategies.