Finance
26
2025
Sep
US Debt to China: Current Holdings, Risks & Realities ($782 Billion in 2023)
Updated 2023 analysis: Discover why the US owes China $782 billion in Treasury debt, how it works, if China can call it in, and how it compares to Japan and domestic holders.
26
2025
Sep
Substantial Gainful Activity (SGA) 2024 Guide: Limits, Rules & Disability Benefits
Understand SSA's 2024 Substantial Gainful Activity (SGA) rules. Learn income thresholds, work incentives like IRWE, consequences of exceeding limits, and strategies to maintain disability benefits.
26
2025
Sep
National Debt by Year Chart: Historical Analysis, Key Trends & Future Projections (2023)
Comprehensive guide to US national debt charts by year, featuring historical data from 1940 to 2023, key events like COVID-19 and recessions, hidden liabilities, and expert insights. Learn how debt impacts your finances with free resources and actionable advice.
26
2025
Sep
How P/E Ratio Is Calculated: Step-by-Step Guide with Real Examples & Investor Insights
Learn to correctly calculate P/E ratio with real stock examples. Understand trailing vs forward P/E, common calculation pitfalls, adjusted variations like CAPE, and practical investor applications.
26
2025
Sep
Can Zelle Be Reversed? Truth About Canceling Payments & Fraud Recovery (2025)
Can you undo a Zelle payment? Learn exactly when reversals are possible, step-by-step recovery methods, bank success rates, and critical fraud protection strategies.
26
2025
Sep
How Do Tariffs Work? A Complete Guide to Types, Costs & Mitigation Strategies
A comprehensive guide explaining how tariffs work: ad valorem, specific, and compound tariff calculations, classification processes, real-world impacts on businesses/consumers, and proven mitigation strategies for importers.
26
2025
Sep
Term vs Whole Life Insurance: Key Differences, Costs & When to Choose (2023 Guide)
Unbiased comparison of term vs whole life insurance: costs, cash value analysis, and when each policy actually makes sense. Learn how to choose based on your financial situation with real examples.
26
2025
Sep
Good Car Loan Interest Rates in 2024: Benchmarks & How to Get One
Discover current auto loan rate benchmarks by credit score, what makes a good interest rate for new/used cars in 2024, and proven strategies to secure the best financing deal.
26
2025
Sep
US Debt Ceiling Explained: Crisis Impact, History & Reform Solutions
Comprehensive guide to the US debt ceiling: understand its real-world economic consequences, historical standoffs, global impacts, and reform proposals. Learn how debt ceiling crises affect markets and households.
26
2025
Sep
What is a Bill of Sale? Complete Guide for Vehicles & High-Value Items
Definitive guide to bills of sale: Learn what they are, why you need one, state requirements for vehicles/boats, essential elements to include, and how to create a legally valid document with free templates.
26
2025
Sep
Ad Valorem Tax Explained: Real-World Guide, Calculations & Appeal Strategies
Comprehensive guide to ad valorem taxation - how it works for property, vehicles and sales taxes. Includes calculation examples, appeal tactics, hidden exemptions, and future trends.
26
2025
Sep
How Much of Your Income Should You Save? Realistic Phase-Based Guide
No generic rules! Discover how much of your income you should actually save based on your financial phase. Step-by-step guide with real case studies, prioritization frameworks, and actionable strategies.